Miami-Dade County · Broward County · Palm Beach County
Comfort now. A clearer way forward.
Explore third-party financing for eligible air-conditioning installations, service, repairs, or materials—then review the lender’s offer before deciding what fits your project and budget.
The financing path
Four clear decisions. One project plan.
Financing should support a well-defined HVAC project—not replace the diagnosis, scope, or estimate. Imperial Mechanical helps clarify the work; FTL handles the financing application and lender decision.
Diagnose
Identify the comfort problem, equipment condition, and practical service options.
Scope
Review the proposed work and understand what is included in the estimate.
Apply
Use FTL’s secure application for equipment installation or service, repair, or materials.
Review
Read the lender’s rate, payment schedule, fees, and disclosures before accepting.
Project categories
Match the financing request to the work.
The official FTL application linked for Imperial Mechanical currently presents two categories: equipment installation, and service, repair, or materials.
A
Equipment installation
For eligible projects involving new or replacement HVAC equipment and the installation scope described in your estimate.
B
Service + repair
For eligible diagnostic, repair, or service work when the project is offered through the lender’s program.
C
Project materials
For eligible materials associated with the work, subject to the lender’s application, approval, and final terms.
No guaranteed approval or fixed offer: Imperial Mechanical is the contractor, not the lender. Program availability, eligibility, rates, payments, fees, promotional terms, and approval decisions are determined by FTL and may change.
Plan around the real project
The system comes before the payment option.
Start with the equipment condition, property needs, and proposed scope. Once the work is clear, financing can be evaluated alongside the total project—not as a substitute for the right HVAC solution.
Before you apply
Bring the project into focus.
Having the right details ready makes it easier to compare the HVAC scope with any lender offer.
Be ready to identify the property and answer the lender’s ownership question.
Know whether the request is for installation or for service, repair, or materials.
Review what equipment, labor, and related work are included in Imperial’s proposal.
Read the rate, term, payment, fees, and promotional conditions shown in your offer.
Financing questions
Know who handles what.
Imperial Mechanical defines the HVAC work. FTL manages the financing application, approval decision, and loan terms.
Can financing be used for repairs as well as installation?
The current FTL application linked for Imperial Mechanical lists both “Equipment Install” and “Service, Repair, or Materials.” Eligibility and final approval remain subject to FTL’s review and terms.
Does Imperial Mechanical approve my application?
No. FTL is the third-party lender and makes the financing decision. Imperial Mechanical does not set your rate, payment, fees, or approval terms.
Will every applicant receive the same rate or payment?
No promise of a particular rate or payment is made on this page. Review the specific offer and disclosures provided by FTL before accepting financing.
Do I need to own the property?
The FTL application asks whether you own the property. Confirm current eligibility requirements directly in the application or with FTL before proceeding.
Should I request an HVAC estimate before applying?
You may open the lender application at any time, but a defined project scope helps you understand what work is proposed and what amount may need to be financed.
Miami-Dade County · Broward County · Palm Beach County
Start with a clear HVAC scope.
Tell us whether you need repair, maintenance, or installation service and describe the equipment or comfort issue. The existing secure request form continues directly below.